Bakersfield Insurance Bad Faith Lawyers
If you have been nickeled and dimed by an insurance company or wrongfully denied an insurance claim, contact the Bakersfield insurance bad faith attorneys at Chain | Cohn | Clark today.
It is illegal for an insurance company to wrongfully deny and undervalue your claim. We will make sure that justice is done, and you receive the compensation you deserve.
Experienced Kern County Insurance Bad Faith Lawyers
Insurance bad faith is the term used to describe mistreatment by insurance companies towards consumers and businesses. All insurance companies owe their policyholders an implied duty of good faith and fair dealing.
Sometimes, insurance companies fail to honor their contractual obligation, which means the policyholder may have the right to bring a lawsuit against the insurance company. Some examples of insurance fraud include:
- Denying consumer benefits due under the policy
- Offering less money than is due under the policy
- Delayed payment to an insured individual
- Mistreatment by an insurance adjuster
When an insurance company commits one of the actions above, the policyholder is denied the right to benefits under the insurance contract. Oftentimes, insurance companies search for ways to deny claims, even if their reasons for doing so are unsubstantiated. If they are caught in the process, their conduct can be punished in a court of law.
The Bakersfield insurance bad faith lawyers at Chain | Cohn | Clark have vast experience regularly dealing with insurance companies. When insurance claims are wrongfully denied, and/or when policyholders are victimized by insurance broker negligence, we know how to fight back and win.
If you—or someone you know—have been the victim of insurance bad faith, contact the Bakersfield insurance bad faith lawyers at Chain | Cohn | Clark immediately.
Types of Bakersfield Insurance Bad Faith Claims
One of our knowledgeable Chain | Cohn | Clark Bakersfield insurance bad faith lawyers will represent you in your fraudulent or unfair insurance case. If you suspect that you have such a case, contact us today. We will start by evaluating your case and taking a thorough look at the breach of contract. Below are some common cases of insurance bad faith claims that happen in Bakersfield and the greater Kern County area.
- Life, Disability, and Accidental Death & Dismemberment (AD&D). Life insurance and AD&D policies are a great way to ensure that your family is protected in the case of an unexpected death. The unfortunate truth of life insurance policies, however, is that insurance companies may scour your policy, looking for ways to either deny claims or lower the expected payout.
- Auto Insurance Property Damage Coverage. When you are involved in a car accident, it’s essential to know the details of your policy. That way you’ll have a clearer picture of whether or not you are being fully compensated. Our Bakersfield car accident lawyers and insurance bad faith lawyers are here to make a strong case to get you the maximum amount of compensation you deserve.
- Employee Retirement Income Security Act (ERISA) Claims. The Employee Retirement Income Security Act (ERISA) covers most individuals who receive life or disability insurance through their employer. Our lawyers have experience disputing ERISA insurers to get you a full and fair review of your insurance claim. Do not hesitate to call us if your claim is denied or if you receive a lower settlement than you deserve.
- Personal Injury Protection. If your California auto insurance company does not provide you with sufficient compensation to handle your medical bills—regardless of whose fault an accident is—you should hire an experienced insurance bad faith attorney to help you navigate your insurance claim. It’s possible that you may be getting less than you deserve to cover the total costs of medical treatment.
Recoverable Damages for Insurance Bad Faith Claims
There are three main types of recoverable damages for insurance bad faith cases:
- Contact damages
- Extra-contractual damages
- Punitive damages
When you receive contract damages, you can recover the amount that the claim denied, as well as any interest on that denied amount.
Extra-contractual damages are the economic and non-economic losses you faced because of the insurance bad faith claim. Economic damages are measurable amounts, such as medical payments and loss of income. Non-economic damages are the losses that do not come with a specific dollar amount, such as pain and suffering and emotional damage.
Recovering Punitive Damages
According to California Civil Code § 3294, punitive damages against insurance companies can be made if the bad faith insurance company acted with fraud, malice, or oppression. This must be proven with evidence. If this applies to your case, your Chain | Cohn | Clark Bakersfield insurance bad faith attorney will build a case against the insurance company and make sure that justice is done.
$22.1
million
Pedestrian Accident
$15
million
Products Liability Explosion
$11
million
Auto Accident
$10
million
Oilfield Accident
$10
million
Motorcycle Accident
$9
million
Industrial Accident
$8.8
million
Police Misconduct
$8
million
Pedestrian Accident
Contact a Chain | Cohn | Clark Insurance Bad Faith Lawyer in Bakersfield, CA
As Kern County’s leading accident, injury, and workers’ compensation law firm, we believe in protecting the rights of the hard-working men and women of our community. If you have questions about your insurance bad faith claim and would like to work with a Bakersfield insurance bad faith lawyer at Chain | Cohn | Clark, give us a call at (661) 616-9829 or fill out an online contact form today. We look forward to hearing from you.
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